Meet the Team

Helping you move forward with confidence through every step of your home financing journey.

We've got this

Founder & CEO Nextgen Mortgage, Inc.

Mike Gill Jr. 

I’ve spent my career in the mortgage industry, starting at my family’s brokerage, where I gained a deep understanding of the business.

In 2017, I founded Nextgen Mortgage, Inc., combining my expertise with a commitment to building strong relationships.

Our highly experienced team, averaging over 15 years in the industry, partners with trusted local real estate agents and brokerages to provide exceptional service to their buyers. We collaborate with over 30 banks and lenders to offer a wide range of options and secure the best deals for our clients.

Nextgen Mortgage Loan Officer

Tony Balzotti

As a former Navy Seabee and US Veteran, Tony Balzotti has carried his “Can do” attitude over into his real estate career. His professional success and results speak for themselves. Tony’s career as an investor is a story of persistence, learning, creativity and scaling from humble beginnings.

Starting with just a 3-family home, Tony has grown his portfolio to 26 units—all owned and operated solely by him. Now, after 7 years as an investor, Tony wants to give back by helping aspiring investors to take the first steps toward building their own portfolios and helping seasoned investors grow their businesses and improve performance.

When it comes to financing, there’s no loan officer better equipped to help you navigate the process and grow your investments!

Nextgen Mortgage Loan Officer

Brandon Broussard

My name is Brandon S. Broussard, I am a loan officer joining Nextgen Mortgage, Inc. I am passionate about educating and preparing all levels of borrowers. I strive to make the complex process of home financing as easy as possible. I am also a licensed real estate broker with Centre Realty Group. My extensive knowledge of the mortgage financing process and real estate transactions allows me to help clients in unique ways and deliver the best possible customer service.

My goals: Develop strong client relationships, enhance my financial product knowledge & skills, build a strong network within the local market

Nextgen Mortgage Loan Officer

Stephen Cochran

With over 20 years of experience in mortgages and real estate, Stephen brings a unique combination of financing expertise and real estate market knowledge to the table. Not only is he a highly skilled Loan Officer, but he’s also a licensed Real Estate Agent, giving him a deep understanding of both sides of the transaction.

Whether you’re looking to purchase, refinance, or invest, Stephen’s dual expertise allows him to provide strategic, well-rounded solutions to help clients achieve their real estate and financial goals.

Nextgen Mortgage Loan Officer

Thomas D’Ambrosio

With over 8 years of experience as a real estate agent in the Boston market, I bring a deep understanding of property values, market trends, and investment strategies to my role as a Mortgage Loan Officer.

My background in real estate investments allows me to guide clients through every step of the financing process with confidence and clarity.

I’m passionate about helping homeowners and investors secure the best possible terms, whether you’re purchasing your first property, expanding your portfolio, or looking to save money through a refinance.

My goal is simple: to deliver tailored solutions that meet your financial needs while maximizing your long-term savings.

Nextgen Mortgage Loan Officer

Katherine Diaz

Hi, I’m Katherine Diaz, a licensed mortgage loan officer passionate about helping individuals and families achieve homeownership with clarity and confidence.

As a bilingual, Spanish-speaking professional, I’m proud to serve diverse communities by making the mortgage process approachable, transparent, and tailored to each client’s unique financial situation. With a background in engineering, I bring a sharp eye for detail, a strong understanding of numbers, and a strategic mindset to every loan I structure.

I believe financing a home shouldn’t feel overwhelming. That’s why I focus on education, clear communication, and personalized solutions, whether you’re buying your first home, refinancing, or building a long-term investment strategy. My goal is to empower you with the knowledge and support you need to make informed decisions at every step.

Hola, soy Katherine Diaz, oficial de préstamos hipotecarios licenciada, y me apasiona ayudar a familias y personas a entender y completar el proceso de financiamiento de su hogar con confianza y tranquilidad.

Como profesional aporto orden, precisión y atención a los detalles en cada préstamo. Mi enfoque es explicar cada paso de manera clara y sencilla, ofreciendo opciones que se ajusten a la situación y metas financieras de cada cliente.

Ya sea que estés comprando tu primera casa, refinanciando o dando el próximo paso hacia la inversión, mi compromiso es acompañarte como una aliada de confianza para que tomes decisiones informadas y construyas un futuro sólido como propietario/a.

Nextgen Mortgage Loan Officer

Jason Donovan

Jason lives in Amesbury, MA, where he enjoys spending time with his family and coaching Little League. He holds an MBA from Endicott College and brings a strong background in finance to every transaction.

As a Navy Corpsman who served in Afghanistan, Jason takes great pride in helping veterans and military families fully maximize their VA loan benefits. His firsthand understanding of military service allows him to guide VA borrowers with both expertise and genuine care.

Coming from a family deeply rooted in the mortgage industry, including underwriting, foreclosure mitigation, processing, and origination, Jason has seen every side of the lending process. That experience gives him a well-rounded perspective and the ability to anticipate challenges before they arise, helping his clients enjoy a smoother, more confident home-buying experience.

Nextgen Mortgage Loan Officer

Cole Gill

I’m a licensed Mortgage Loan Officer serving clients across New Hampshire, Massachusetts, Maine, and Florida, with experience helping buyers and homeowners navigate every stage of the lending process. I’m also a licensed Realtor in the state of Florida, which allows me to support clients from both the financing and real estate perspectives, creating a more seamless and informed experience from start to finish.

I graduated from Saint Anselm College in 2020 and was born and raised in New England, where I developed a strong appreciation for community values, hard work, and customer-focused service. My background and multi-state experience allow me to guide buyers, sellers, and investors with confidence, whether they are relocating, purchasing a second home, or navigating their first real estate transaction.

My approach is relationship-driven I take the time to understand each client’s goals, provide clear communication, and deliver a smooth, well-guided experience from application to closing. Whether you’re purchasing, refinancing, or exploring real estate opportunities in Florida or New England, I’m committed to being a trusted resource every step of the way.

Nextgen Mortgage Loan Officer & Branch Manager

Mike Greene

ike Greene is the Branch Manager of Nextgen Mortgage’s Plaistow, NH office and a highly respected mortgage professional with over 30 years of industry experience. A multiple-time Scotsman Guide Top Originator, Mike has built a career rooted in consistency, integrity, and results. His deep understanding of the mortgage landscape, combined with decades of hands-on experience, allows him to confidently guide clients through even the most complex transactions.

In addition to his lending expertise, Mike is an experienced real estate investor with a background in long-term rentals, fix-and-flip projects, and ground-up construction. This real-world perspective gives his clients a strategic advantage, whether they’re purchasing their first home or building a long-term investment portfolio.

Mike is known for truly caring about his clients, taking the time to educate first-time homebuyers, and making sure every borrower feels informed, confident, and supported from start to finish. His commitment to going the extra mile and doing things the right way has made him a trusted advisor and leader within the Nextgen Mortgage team.

Nextgen Mortgage Loan Officer

Veronica Greene

Excited to join the team! I’m a bilingual mortgage professional (¡sí, hablo español!) and a busy mama who understands that no two lives or homebuying journeys look the same. My husband is a successful real estate agent, and together we’ve built a strong foundation in the industry, including investing in our own rental properties.

As a landlord and passionate advocate for homeownership and generational wealth, I love helping families find creative paths to owning real estate and building a legacy. Can’t wait to support more people in turning their goals into keys in hand!

Nextgen Mortgage Loan Officer & Branch Manager

Jason Lauder

As a mortgage loan officer with Nextgen Mortgage, I am passionate about helping clients achieve homeownership while developing lifelong relationships throughout the mortgage experience. I love when clients are excited about their new homes, and this energy keeps me motivated day-to-day to work harder and make the sometimes-complicated homebuying process as enjoyable as possible. As a loan officer, you have to understand that everyone is different and everyone is unique. There is no magic formula in mortgage financing. My recipe for success is a simple equation: Best Rates + Best Service = Best Deal.

With over 20 years of experience in the industry, I specialize in Home and Condo financing, VA, New Hampshire Housing, Constructions loans, Jumbo, DSCR, Down payment assistant, Portfolio loans and First-time homebuyers throughout NH, MA, ME & FL. I like to give clients full transparent detail to help navigate the rates available, total monthly cost, fees, and total cash required. In a confusing world for those who don’t buy or refinance homes daily, simplicity is key.

Nextgen Mortgage Loan Officer & Branch Manager

Don Morse

Don Morse is one of Nextgen Mortgage’s top-producing loan officers and a nationally recognized performer, having been featured multiple times in Scotsman Guide’s Top Originators list for production excellence. With over 23 years of experience in the mortgage industry, Don brings a rare blend of technical expertise, analytical precision, and client-focused service to every transaction.

Prior to entering mortgage lending, Don built a successful career as an engineer, an experience that shaped his disciplined approach to problem-solving, attention to detail, and ability to navigate complex scenarios. His professional background spans software engineering, customer support, sales, finance, and project management, giving him a unique perspective and the ability to structure well-thought-out loan solutions tailored to each client’s goals.

Known for his attention to detail, patience, and proactive communication, Don takes pride in managing every aspect of the loan process from start to finish to ensure smooth, on-time closings. Whether working with first-time homebuyers, move-up buyers, real estate investors, or refinance clients, Don is dedicated to delivering knowledgeable guidance, dependable service, and results clients can trust.

Nextgen Mortgage Loan Officer

Trevor Pazzanese

Hi, I’m Trevor Pazzanese, a Senior Loan Officer and Team Leader passionate about helping clients navigate the mortgage process with confidence and clarity. I began my career in the industry at a young age and have spent over six years building a strong foundation rooted in experience, consistency, and results.

I work with a wide range of borrowers, from first-time homebuyers to seasoned investors, and I take pride in creating loan solutions that align with each client’s goals and financial picture. Many of my clients are first-time buyers, and I’m committed to making the process feel clear, approachable, and well-supported from start to finish.

Known for my accessibility and responsiveness, I’m always available to answer questions, guide decisions, and help clients submit strong offers in competitive markets. As one of the top-producing loan officers in my company, I bring a results-driven mindset while staying focused on what matters most, strong relationships and exceptional service

Nextgen Mortgage Loan Officer

Nicolle Rijo

As a bilingual mortgage loan officer (English/Spanish), Nicolle brings a personalized, client-first approach to every transaction. Whether you’re buying your first home or refinancing, Nicolle is passionate about finding the right loan solution to fit your unique goals and guiding you confidently every step of the way.

With a strong commitment to clear communication and client education, she’s here to make the mortgage process smooth, stress-free, and successful.

Hablo Español – ready to help more families achieve homeownership in their preferred language!

Nextgen Mortgage Loan Officer

Dustin Wong

I was born in Hong Kong when it was still a British Colony and speak fluent Cantonese, Mandarin, and English. I understand Asian immigrants more than anyone because my family immigrated to Arizona when I was 11 years old, in 1977. I worked in the family Chinese restaurant until I was 18 and went to Arizona State University. My brother and sister still run the family restaurant. Hard work is a very important part of Asian American Culture because we all left our family and home to hope for and build a better life in America. After 40+ years in America, I live locally with my wife and a 26-year son, who is a computer science engineer that has worked at Microsoft since 2017.

I have been investing in real estate for over 30 years now. I own multiple investment properties in the area. Real estate is a tremendous investment that is severely underutilized by our community. You have a long-term tangible asset, that generates passive income.

I have taken my experience as a real estate investor and used it to get into the mortgage industry. I am licensed in MA, NH, and ME, and specialize in non-conforming financing. There are many new programs and lenders now that gives home buyers much more flexibility than they have had in many years. I understand the struggles of small business owners trying to obtain financing. We will work together to find the right program, at the right bank, to get things done.

My goal is to utilize my experience to help the Asian community achieve homeownership. Utilize untapped resources to help build generational wealth. Unfortunately, the Asian community is underserved, and I believe we can change that together.

Nextgen Mortgage Loan Officer

Felicia Woodward

Purchasing a home is an exciting milestone, and my goal is to make the mortgage process clear, smooth, and stress-free. I take pride in helping clients find the right financing options to fit their unique needs. Whether you are buying your first home, investing, or refinancing, I provide guidance every step of the way so you feel informed and confident.

I believe in open communication, timely responses, and personalized solutions. My focus is on making sure you understand your options and feel supported throughout the process.

If you are ready to begin your homeownership journey or simply have questions, I am here to help. Let’s work together to make your goals a reality.

Nextgen Mortgage Loan Officer

Luba Fedorov

Nextgen Mortgage Loan Officer

Adam Defraco

Hi, I’m Adam. I bring over 10 years of sales experience to my role as a mortgage loan officer. As your dedicated mortgage loan officer, my goal is to make the home financing process clear, efficient, and tailored to your unique needs. Whether you’re purchasing your first home, upgrading to your next one, or refinancing to improve your financial position, I take the time to understand your goals and guide you through every step with transparency and care. Mortgages are not one size fits all, and I’m committed to finding the right solution, not just any solution, for you.

I prioritize honesty, communication, and reliability. I believe clients deserve straightforward answers, realistic expectations, and consistent updates from start to finish. I work diligently to anticipate challenges before they arise, ensuring a smooth process and minimizing surprises.

Most importantly, I view each client relationship as longterm. When you work with me, you gain an advocate who is fully invested in helping you make confident, informed decisions, today and well into the future.

Nextgen Mortgage Customer Service

Alex Brown

I’m thrilled to be part of a team that’s dedicated to helping people achieve their dream of homeownership.

With a strong background in sales and customer service, I’m passionate about delivering client-focused solutions and making every interaction meaningful. Whether it’s buying your first home or refinancing, I’m here to help simplify the process and create a smooth experience from start to finish.

Looking forward to bringing energy, creativity, and a people-first approach to everything I do at Nextgen!

Nextgen Mortgage Customer Service

Ethan Berube

I’m Ethan, an Inside Sales Specialist at Nextgen. With a background in customer-facing roles, I’m passionate about helping clients take confident steps toward homeownership. 

My role is to understand your goals, answer your questions, and connect you with the loan officer who best fits your needs and timing. I believe education and clear communication are key to reducing the stress that often comes with purchasing a home. 

Backed by a team of highly experienced loan officers, I’m here to make sure you’re matched with the right expert to help move you forward smoothly and confidently on your path to homeownership. 

Nextgen Mortgage Loan Officer

Jennifer Vane

Jen is a mortgage professional known for bringing clarity, structure, and confidence to one of life’s biggest financial decisions. With a strong background in real estate, finance, and operations, Jen approaches lending with a rare blend of strategic insight and human-centered service.

Before stepping into mortgage lending, Jen built her career supporting real estate transactions and business operations across Maine. She has worked closely with agents, buyers, sellers, and business owners, giving her a deep understanding of how mortgages fit into the broader real estate process — not just on paper, but in real life. This experience allows her to anticipate challenges, communicate proactively, and keep transactions moving smoothly from application to closing.

Jen is especially passionate about educating borrowers. She believes that informed clients make better decisions, feel less stress, and ultimately have better outcomes. Whether working with first-time homebuyers, growing families, seasoned homeowners, or investors she takes the time to explain options clearly, set realistic expectations, and build loan strategies aligned with both short-term needs and long-term goals.

Known for her strong work ethic, attention to detail, and calm, steady guidance, Jen is committed to delivering a lending experience that feels organized, transparent, and supportive — even in a fast-moving market.

When she’s not working with clients, Jen is deeply involved in her local community and focuses on building systems, businesses, and opportunities that create long-term stability and legacy for the next generation.

Nextgen Mortgage Loan Officer

Kasia Muscarella

A mortgage process should be clear, structured, and well-guided. I’m committed to transparency, consistent communication, and trusted guidance at every step, working to make the experience smooth and efficient while keeping you informed throughout.

With a legal background, I bring diligence, attention to detail, and strong risk awareness to every loan. I understand that no two borrowers are alike, so every recommendation is tailored to your unique goals and financial picture.

By combining creative problem-solving with prompt, reliable responsiveness, I pair competitive options with dependable service. In today’s market, timely financial approval can play a critical role in winning the home you love, and I prioritize being accessible and proactive so you can move forward with confidence and clarity.

Nextgen Mortgage Customer Service

Kristen Olsen

Kristan has a background in sales and mortgage operations and works with clients at Nextgen Mortgage to help them get pre-approved or explore refinancing options. Her experience working with mortgage brokers, combined with growing up around family members in various areas of the mortgage industry, has given her a strong understanding of the process from application through closing. This broad exposure allows her to streamline conversations, help clients move forward with confidence, and efficiently connect them with loan officers who can guide them in making the right decision.

Nextgen Mortgage Sales Manager

Vince Barbagallo

Vince brings over 28 years of sales experience and more than a decade in the mortgage industry to his role as Sales Manager at Nextgen Mortgage. He leads the company’s sales and customer service departments, ensuring that every client and referral partner receives prompt communication, expert guidance, and a seamless experience from first contact through closing.

Known for his strong leadership, relationship-driven approach, and commitment to service excellence, Vince plays a critical role in supporting both our loan officers and our clients. He focuses on building efficient systems, mentoring team members, and maintaining the high standards that define the Nextgen Mortgage experience.

Nextgen Mortgage Sr. Loan Officer

Ryan Flodin

Ryan is a New England–based mortgage professional with over 7 years of industry experience, known for consistently growing his business and doubling production three years in a row. He brings a relationship-first approach to NextGen, focused on helping clients win in today’s market while building strong referral partnerships. Grounded in faith, family, and community, Ryan believes success is measured by the lives you impact, not just the loans you close. Outside of work, you’ll find him on the golf course, cheering on New England sports teams, or spending time with his wife and kids. He’s passionate about giving back, supporting local initiatives, and creating opportunities that strengthen the communities he serves. At NextGen, Ryan’s mission is simple: keep growing, keep serving, and exceed expectations every step of the way..

Nextgen Mortgage Senior Loan Processor

Bill Belliveau

Bill is a Senior Loan Processor with nearly three decades of mortgage industry experience, beginning his career in 1999. As a licensed loan officer as well, he brings an exceptional understanding of loan programs, lender guidelines, and the overall mortgage process.

His expertise makes him a valuable resource for both loan officers and clients, helping ensure files move smoothly from application to closing. Bill’s knowledge, reliability, and problem-solving approach play a key role in delivering a seamless experience for every borrower..

Nextgen Mortgage Senior Loan Processor

Marianne Deschene

Marianne is a Senior Loan Processor with over 26 years of experience in the mortgage industry, beginning her career in 2000. She is known for her deep expertise, attention to detail, and determination to get loans closed quickly and efficiently.

Working behind the scenes, Marianne keeps files moving smoothly while ensuring clients receive clear communication and a positive experience from start to finish. Her dedication and professionalism make her an essential part of the Nextgen Mortgage team.

MLO License Info: NMLS# 1621958, NH Broker license # 1621958MBRR, and MA Broker license # MB1621958, ME Broker License # 1621958, FL Broker License MBR4542 Copyright Nextgen Mortgage Inc. All Rights Are Reserved